Saturday, March 28, 2015

Wednesday's Shopping

I forgot to post about my day out shopping on Wednesday.

First it was up to Rite-Aid.  I gathered my goodies and then whipped open my purse to get my coupons, wellness card and wallet and here is what I found.....

No wallet!
I never put it back in my purse before leaving the house.
Duh!

So I gave the cashier my goodies for safekeeping and hiked back home to retrieve my wallet, being very careful not to speed since my driver's license was in said wallet at home.
Double Duh!!

Wallet found and back to Rite-Aid to check-out......


2 x Dove Men's Body Wash on sale=$8.00
2 x CeraVe lotion BOGO50% off=$7.93
2 x Gillette Men's Body Wash on clearance=$5.28
SubTotal....$21.21

Coupons Used
2 x $1/1 Dove Men's Body Wash ManuQ=$2.00
2 x $1/1 Dove Men's item VideoValuesQ=$2.00
1 x $7/2 CeraVe ManuQ=$7.00
1 x $1/2 Gillette Deo or Body Wash ManuQ=$1.00
Coupon Total.....$12.00

$21.21-$12.00=$9.21

But here is what happened instead......

Coupons Used
2 x $1/1 Dove Men's Body Wash ManuQ=$2.00
2 x $1/1 Dove Men's item VideoValuesQ=$2.00
1 x $7/2 CeraVe ManuQ=$7.00
1 x $1/2 Gillette Deo or Body Wash ManuQ=$1.00
1 x $1 Load2CardQ(I think it was for the Gillette products?)=$1.00
Coupon Total.....$13.00

$21.21-$13.00=$8.21
I used $8 in +Up Rewards and paid .21¢ OOP.
I received $6 in new +Up Rewards($2 wyb2 Dove, $3 wyb2 CeraVe, $1 wyb2 Gillette).

I hadn't planned on buying the CeraVe but while cruising the aisles I saw a "coupon fairy" had left their $7/2 CeraVe ManQ on the shelf so why not seeing as it was a $2.07 moneymaker and helped cover some of the cost for the other 4 items.  8-))

Then it was off to the local grocery stores-the Shurfine affiliate market and Weis Markets.

I bought a bag o' salad and tomatoes on the vine at Shurfine for $4.58.
I spent a whopping $19.04 at Weis for a box of cornstarch, a bag of frozen chicken strips, a lb. of ground chicken, 1.39 lbs. of ground beef(both meats with discount stickers),  a head of iceberg and leaf lettuces, a clamshell of fancy greens and 8 oz. of sliced mushrooms both with 50% discount stickers.  Savings rate of 45% on the Weis order.
Total this week for grocery spending......$23.62.
Add in my .21¢ spent at Rite-Aid and we are out $23.83 spending for Wednesday.

Sluggy




 

Friday, March 27, 2015

My Almost Famous Cousin

When I went to the Family Reunion last September I found something out.
We always have dinner with Cousin Ruby and Donnie the evening after the Reunion is held.
Ruby is my mother's cousin on her father's side of things so she is my 1st cousin once removed.  Her mother and my grandfather were siblings.

Anyway, while having dinner that night, Ruby mentioned that her grandson, Caleb, was on tv earlier in the year but she couldn't tell anyone until the show was over.  I asked for what reason and Ruby told me he had been a contestant on "The Voice".
I about dropped my fork!
I use to watch that show but had gotten out of the habit about a season or two ago so I missed him.

Caleb, who is my 2nd cousin once removed and whom I have never met incidentally, has his sights set on stardom it seems and has a pretty good singing voice.  Currently he is 20 years old(was 19 while on the show)so he's younger than 2 of my own kid.
Gosh, I feel so old.......

Here is his blind audition from the tv show.....




He didn't get beyond the Battle Rounds unfortunately on the show.

His Facebook fan page is located HERE.

This NJ writer called him one of the standouts from Season 6......HERE.

He has since made a music video and still struggling to make it "big" in the music industry.

Sluggy

Wednesday, March 25, 2015

WBGOACS....What's Been Going on at Chez Sluggy



I was going to put a photo up of a cataract surgery but most people would get skeezed out by it, so you get the treat of seeing one of Sluggy's eyes up close and personal which hopefully doesn't skeeze anyone out nearly as much. 
I've got chameleon type eyes.  They changed color depending on how the light hits them.  They can appear to be anywhere from green to blue green to hazel in color.  Their bloodshot quality never changes however.....lol

I survived the 3 hour cataract consultation surgery marathon Monday.  Well most of that was sitting in either the purple chair section, or the blue chair section or the red chair section and having to listen to bad daytime network tv which was far worse than the actual dr. exam and all those eye drops.

I have multiple options on how to proceed with this operation.
I can have the standard slicing your eyeball up with knives operation or the new laser operation.
Then I have to choose between 3 different lenses--regular lens, or one of two corrective lenses for seeing distance or correcting my astigmatism.
Decision, decisions.......

The bottom line is this............
The standard lens with the standard bladed surgery will cost nothing OOP after insurance.
The laser surgery will up the cost to $1,500 OOP after insurance.
The laser surgery with corrective lens will up it more to $2,500 OOP after insurance.
And that's for one eye.

With my eye prescription it will also mean having the right eye done a month later because the difference in prescription between the eyes after surgery will be too great for my brain to process the visual information between the eyes, so even though the right eye isn't bad yet it's gotta go too.
Lovely.....

So it's OOP, $3K or $5K OOP when all is said and done.

With my health issues I am leaning toward the laser surgery no matter which lens I choose because it is said to make the healing time less than the standard surgery.  I am NOT a fast healer.

As far as I am concerned, I am quite happy that being in our financial position gives me wider options without putting stress on our income.  We can afford any of these choices easily so I don't have to "settle" for the basic option if one of the other ones makes me happier.
Of course, being frugal I am having issues with spending money on upgraded procedures but that's just MY issue.  ;-)

I am scheduled for surgery the end of April no matter which one I decide on. 

This date has put a kybosh on my Spring travel plans however.
I had wanted to travel to LA to visit my daughter, then Hubs was going to fly home when his time off from work was over and I'd stay longer down there, then drive myself(with my new eyeball)home and be able to meander around and visit some folks who don't mind having me around.  ;-)

But now, I have to be back 1 day, 1 week and 1 month from my surgery date for check-ups, meaning I can't linger in the South and need to be home by the first week in June.
This means a 2 week trip to LA and back home with Hubs.

I am hoping once I get the other eye done I can take a solo road trip again to some destination in mid to late Summer.

In happier news, I made a money transfer from the bank account to the credit card yesterday and paid off the car we put on the c/c.  My balance is now $79 on the MasterCard with 2 weeks left until the statement closes.
I was in car debt for THREE DAYS!  It about drove me crazy I tell y'all.  But I got lots of CC points for it and it won't cost me a penny of interest.  8-)

Hubs did pay some "stupid tax" 2 weeks back on the MasterCard when he mistakenly went through a third party vendor to renew his car registration online, instead of going directly through the PA DMV site.  By the time he realized what he had done it cost an additional $23 to get the car registration finished.  Duh.

In other financial news.....Our credit union changed it's online banking website, putting up a new one.
As a result I hadn't been able to access our accounts online for about a week now.  And no, they didn't let anyone know on the old website that they were changed the access. bleh.
So after 2 in-person attempts to get this straightened out(both Hubs and I went into the CU to get the info, then I emailed 2 times and was never responded to and then I called the branch yesterday and they never answered the phone!)I went in to the branch AGAIN! and let 'em have "what for" and told them if this EVER happens again I am taking my millions elsewhere.
I MUST HAVE online access to my accounts.
Period.

This CU has turned out to be a rinky-dink two-bit operation.  They have slowly decreased their hours so that now they aren't even open to 5 except 1 day a week, they close for lunch for 1 hour in the middle of the workday because they only have 1 or 2 personnel in the branch at their busiest and now they have done away with Saturday hours.  Hubs with his schedule has to take off work early to go to the CU and can't bank on weekends.  They are trying to drive everyone to ATM cards and I refuse to be herded into one!
I would leave them right this minute except that we just paid for new checks so they have until these are gone to win back my love......and I don't see that happening.

We are suppose to hit 57F here tomorrow.  I have threatened to get out my swimsuit and flip flops and parade about the neighborhood in them so none of you may wish to come visit me tomorrow as I am known to snap "selfies".  Just be sure you aren't eating when you open up my blog post.....you have been warned!  ;-)

Sluggy

 

Tuesday, March 24, 2015

Sunday & Monday's Rite-Aid Transactions

Well this is the last week that +Up Rewards are generating on deals.
Sigh.....

So I went up on Sunday to use that $25 +Ups I got from transferring an Rx.



4 x Dove Shampoo on sale=$12.00
2 x Irish Spring GEAR Body wash on sale=$6.00
4 x Lypsyl lip balm(Rain Check=.50¢)=$2.00
2 x Cottonelle TP on sale=$7.98
2 x VitaMelts on sale=$11.98
1 x Sunday paper=.99¢
SubTotal......$40.95

Coupons Used(what should have happened)
2 x $3/2 Dove 'Poos ManuQ=$6.00
1 x $1.50/1 Gear Body wash ManuQ=$1.50
1 x $1.50/1 Gear Body wash Load2CardQ=$1.50
2 x $1/1 Lypsyl IPQ=$2.00
1 x $1/2 Cottonelle TP ManuQ=$1.00
1 x $2/2 Nature Made Vitamin products IPQ=$2.00
Coupon Total.....$14.00

Coupons Used(what really happened)
2 x $3/2 Dove 'Poos ManuQ=$6.00
1 x $1.50/1 Gear Body wash Load2CardQ=$1.50
2 x $1/1 Lypsyl IPQ=$2.00
1 x $1/2 Cottonelle TP ManuQ=$1.00
1 x $2/2 Nature Made Vitamin products Load2CardQ=$2.00*
1 x $2/2 Nature Made Vitamin products IPQ=$2.00
Coupon Total.....$14.50

* I asked the cashier if a $1.50 Irish Spring L2C came off and she said it did, but she must have seen a $2 Nature Made L2C instead, because later, when she tried to enter my Nature Made IPQ it wouldn't scan and she had to manually enter it.
So I got an extra .50¢ off on this transaction.

$40.95-$14.50=$26.45 + .12¢tax=$26.57
I used that $25 +Ups and another $1 +Ups and paid .57 OOP.

I received back $18 in new +Ups(2 x $4 Vita Melts, 2 x $3 Dove, $2 Gear, 2 x $1 Cottonelle).

I also have more +Ups expiring Sunday so I bought this stuff to use them up on a different card......



2 x Dove Men's face wash on clearance($3.74)=$7.48
1 x Vita Melts on sale=$5.99
SubTotal......$13.47

Coupons Used
2 x $1/1 Dove Men's face wash ManuQ=$2.00
1 x $3/1 Nature Made Q(mailed from the manufacturer)=$3.00
Coupon Total......$5.00

$13.47-$5.00=$8.47 + .06¢tax=$8.53

I used $8 in +Ups and paid .53¢ OOP.
I received back $6 in new +Up Rewards($4 Vita Melts, $2 wyb2 Dove men's-even though these Dove items were on clearance they still generated the +Up Rewards).

3 transactions this week total.
$1.25 total spent OOP.
$127.79 worth of products brought home.

Then on Monday after my surgery consult I hit up the Rite-Aid downtown since they have a wider selection of goods and more stock on hand.

I got this stuff on BIL's card.....


2 x CeraVe lotion BOGO50%=$7.48
2 x VitaMelts on sale=$11.98
SubTotal......$19.46

Coupons Used
1 x $7/2 CeraVe items ManuQ=$7.00
1 x $2/2 Nature Made items IPQ=$2.00
Coupon Total......$9.00

$19.46-$9=$10.46 + .18¢ tax=$10.64
I used $10 in +Up Rewards and paid .64¢ OOP.
I received back $11 in new +Up Rewards($3 wyb2 CeraVe, 2 x $4 VitaMelts).

Downtown store only had 1 bottle of Gear branded Irish Spring body wash(I needed 2 bottles to do that deal)so I'll wait and see if my store gets more in later this week.  I also might do the Dove Men's Products Deal and the Unilever 'Poos Deal later this week.  I have to spend these +Ups on something, right?

Another .64¢ OOP spent.
$27.97 worth of goodies brought home.


Sluggy
 

Monday, March 23, 2015

This Week on the Dining Table

The "New Car Edition".....

Thankfully we have the cash to pay for this in full, no financing and no eating of rice and beans for the next 5 years to afford it.


We still have leftovers.  This week will be all about using them up.
Hopefully this will translate into a small grocery bill for this week ending March.
 
Here's what was planned last week.......

 1.  Lasagna, leftover Collards
2.  Salmon, Broccoli
3.  Irish Stew
4.  Rueben Sandwiches
5.  Roasted Turkey Breast, Stuffing, Cauliflower, Cranberry Glop leftovers
6.  Kielbasa on Rolls, cabbage leftovers
7.  Leftovers of some kind 
 
And this is what actually happened--

1.  Lasagna, leftover Collards
2.  Salmon, Broccoli
3.  Irish Stew
4.  Rueben Sandwiches
5.  Leftovers
6.  Leftovers
7.  Leftovers

Everything went as planned except no turkey leftovers eaten nor Kielbasa on rolls and leftover cabbage.  We ate an extra night of other leftovers instead.

Last week I made 5  trips to the grocery store(and have a carry over from the previous week I forgot to put down then), so I spent $126.51 OOP on $222.98 worth of reg. retail groceries.
I also earned a $7 gift card for some of those purchases so $7 in future food paid for already.

I had 3 transactions at Rite-Aid last week and spend $1.25 OOP on $127.79 worth of toiletries.

For the week, $127.76 total spending on $350.77 worth of food/toiletries/HBA.

$242.70 spent of my $300 March food budget, leaving us $57.30 for the next 7 days of the month. ($64.30 if you count that $7 gift card.)

Leftovers going into this week are collards, corned beef and cabbage, turkey and stuffing, lasagna and Irish stew.  Yep, we still have a LOT of leftovers.

Here is the plan for this week.........

1.  Turkey, stuffing, corn, cranberry glop leftovers
2.  Lasagna, salad or collards leftovers
3.  Irish Stew leftovers
4.  Rueben Sandwiches using corned beef leftovers
5.  Sloppy Joe sandwiches, cole slaw
6.  Kielbasa on Rolls, cabbage leftovers
7.  Salmon, leftover assorted veggies, cole slaw

3 nights of new meals, 4 nights eating up the leftovers.
 
What I need to buy for this menu......nothing.  We stopped at the Bread Outlet as we were down in the city buying the car on Saturday and I got some on special Salmon filets also while out on Saturday.

Then I bought some Zero Powerades for $1 each and got a $7 Catalina at Weis before that deal ended.
Actually the Catalina did NOT print so they gave me a $7 gift card which won't expire so it's even better. 8-)

I may pick up some salad greens, tomatoes, milk and honey this week as we are out/those are on special this week.
 
What is getting fixed and served at your house this week?    

Was last week's plan successful, did you go off plan or did you not even plan what was going to be eaten that week?

Any great deals on food at your stores this week?

Sluggy

Sunday, March 22, 2015

Well That Was Quick!

Hubs started talking about getting a new-to-us car about a month ago.  He's been driving what use to be the kids/third car after we got rid of his car but it's been having issues like recalls and check engine lights going on and off randomly.

So we went out yesterday and we came home with this..............


a 2014 Chevy Malibu

We got it from Enterprise Rentals and the price was right.
So the bulk of Hubs bonus has now been spent.

I wasn't expecting him to act on this so soon since we don't need a third car for College Boy until May but Enterprise was running a special on Malibus until the end of March so he jumped on this.

It was so much fun to see the sales persons eyes get real wide when they pulled out financing forms and before they could start pestering us with questions, we asked if they wanted us to put the whole thing on our credit card(which we pay off each month)or write them a check for the entire price. lolz
I guess they don't get many people coming in and paying cash in full for cars.  ;-)
We put it on the card by the way, just to get the points.

Hopefully we have enough in bonus monies left to get our bathroom fixed up, buy a small freezer and seal the new driveway in the Fall.

I am dreading the bump up in car insurance we will be paying though.  It was nice to only have 2 cars on it for the little while it lasted. 8-(

Sluggy